Union54’s new social commerce platform ChitChat revolutionizes African fintech.

March 21, 2024
1 min read


  • Zambia-based fintech Union54 launched a new social commerce app called ChitChat in partnership with Mastercard.
  • ChitChat allows users to chat securely and transfer money through its digital wallet features.

African fintech Union54 has unveiled its latest innovation, a social commerce app named ChitChat. Developed in collaboration with global payments giant Mastercard, ChitChat is Africa’s first chat platform with integrated digital wallet capabilities. Users can engage in encrypted conversations and seamlessly transfer money to each other within the app. With a focus on security and convenience, ChitChat enables immediate USD payment transfers and offers in-app currency conversion between USD and Zambian Kwacha (ZMW).

Perseus Mlambo, CEO of Union54, envisions ChitChat as a safe, secure, and sovereign platform for social commerce that will drive economic growth across Africa. The app is set to introduce additional features such as group wallets and USD debit cards in the near future.

Overall, ChitChat represents a significant advancement in the fintech landscape of Africa, providing users with a seamless and secure platform for conducting social commerce transactions.

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